Anti-fraud
Discover, avoid, and prevent fraud and money laundering with Enin's toolbox of solutions for detecting potential fraudsters and criminals.
- Company flags
- Personal flags
- Bank account verification
- Key personnel and their previous engagements
- Accounting history
- Accountant and auditor history
- Company purpose history
- Employment history
Company Flags
Enin flags companies that have gone through what we define as high-risk events. This allows you to act with extra caution when dealing with such companies.
Recently, we have seen several examples where, in particular, the flag "significant change in accounting for a company without an auditor" has served as an early warning of fraud.
Bank Account Verification
Ensure that the bank account number you have been given actually belongs to the company or person you believe it does. By using account verification through Enin, you reduce the chance of you and your business being defrauded.
Employment History
With an overview of the company's employment history, you can become suspicious if unusual or drastic changes are detected. The image to the right is taken from Enin's web portal and is for a company that defrauded several lenders. This could potentially have been averted if the employment history had been examined and it was seen that there was only one employee left in the company, namely the managing director.
Purpose History
Enin provides a timeline of current and former stated company purposes. A possible warning sign would be if the company makes a large and sudden change in its stated purpose, potentially in order to mislead a lender. This detailed history not only aids in discovering red flags, but it also lets you dive into the story of the company.
Network Risk
Enin’s network risk model provides an algorithmically generated score calculated by analyzing individuals and companies associated with the relevant company up to three degrees of separation. By using company and individual flags that indicate potential risks of money laundering and/or fraud, each associated company and individual is given a separate score, which is then used to calculate a total score for the relevant company. The final score (network risk) gives the user an indication of the extent to which the relevant company is connected to high-risk individuals and companies.
"Enin web portal will be available to all employees and is crucial in the digitalization and automation of our KYC and AML work. The contact we have had with Enin the last weeks has given us answers in regard to how we can develop our routines. We also experience that the risk in our credit cases decrease when utilizing the Enin risk model and data."
- Kristian Jeksrud, CEO.
Do you have any questions about our anti-fraud solutions?
We are happy to hear from you.
Kristoffer Bang Johansen
CSO
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Jæren sparebank
The solution from Enin is a lot more user-friendly than what we have used before. We use it, amongst other things, to clean and enhance our portfolio, monitoring, examination of customers and prospects, as well as looking in to company structures.- Frode Flesjå, bank manager Corporate market in Jæren Sparebank.
AF Gruppen
With Enin's web portal we have quick access to a lot of information gathered in one place. It is user-friendly and very flexible Ragnar Furru, Purchasing director
Byggmesterforsikring
Enin web portal will be available to all employees and crucial in the digitalization and automation of our KYC and AML work. The contact we have had with Enin the last weeks has given us answers in regard to how we can develop our routines. We also experience that the risk in our credit cases decrease when utilizing the Enin risk model and data. - Kristian Jeksrud, CEO.
Fundingpartner
Enin helps us to quickly get an overview of our companies of interest. Through their services, we have access to corporate structure, historic data as well as other data at one place. Accordingly, Enin serves as a great support tool when evaluating how solid companies are.
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Credit Risk
Our solutions are specifically designed to assist lenders in identifying and analyzing risk factors that can impact loan portfolios and financial decisions.
Anti-fraud
Discover, avoid, and prevent fraud and money laundering with Enin's toolbox of solutions for detecting potential fraudsters and criminals.
AML & KYC
Enin's advanced solutions for Anti-Money Laundering (AML) and Know Your Customer (KYC). Our tools help you identify and investigate customers, enabling you to make informed decisions and protect your company from risk.
Customer insight
With access to Enin's universe of data, everything is set for you to arrive well-prepared for your next sales or customer follow-up meeting, even if you only have minutes to prepare.
Prospecting
Whether you are a salesperson, lawyer, lender, investor, or something else, you need to find potential buyers for your products or services.
Due Diligence
With access to extensive company data, pledges, property data, historical analyses, and detailed financial information, you can smoothly assess risks, identify opportunities, and navigate complex business landscapes.